Saving Our Five Dollar Bills

Several years ago I read an article in a magazine regarding various ways to save money. One of these tips was to save your five dollar bills. Which is what Mr. and I started doing in 2009. Since then, we have paid for three cruises this way!

The way it works is:

Mr. stops at Starbucks on his way to work for coffee. The total is $4.28. He gives the cashier a $20 bill. They in return give Mr. three $5’s and some change. That coffee just cost Mr. 19.28 due to the fact that the three $5 dollar bills have to go into the “fund”!

Same thing happens to me at Chick-fil-a! I order a meal that comes up to $4.91. I pay with a $10 bill. Now, unless they are out of $5’s, I’m going to get one back. Again, that $5 bill goes into the “fund”!

You won’t believe how quickly it can build up. There are some months where you hardly get any $5’s and there are those months that you save over $100! Now, you have to be disciplined and not spend those fives.  AND you have to be a family that uses cash. So many individuals only use their debit/credit cards for everyday life.

Also any money that doesn’t get direct deposited into the bank, gets put into the “fund”. Such as birthday money, credit cards cash back rewards, etc. Even the sale of the zero-turn mower went into the “fund”. Cha-ching!! 🙂

I can almost hear the sound of the ocean again!


Or maybe new countertops and floors in my kitchen!

Kitchen (3)

Later gators!

Do We Need Both Phones?

Okay, I must be losing it! The other day I thought I had left my glasses at our daughter’s apartment, just to realize that they were on top of my head. Then twice today, TWICE, I  went in search of my cell phone, just to realize after several minutes trying to think where I last saw it, it dawned on me that my phone was in my hand! Both times! 😉 One of those times I was actually typing a message to someone and thinking at the same time that I needed to find my phone before I headed upstairs in case it rang. We have a land line with phones downstairs and upstairs, but we haven’t given that number out to anyone since we moved to Texas. So everyone calls me on my cell phone. I’m not sure why we even have a land line. Maybe because we have always had one in the past and I’m a creature of habit? Who knows!!

I’m curious, do you have a land line AND cell phone or just one or the other? And do you search for your phone while holding it in your hand?! No, just me?

Y’all have a great weekend!

Patience…wait…more patience…okay, go!

I think I’ve been pretty good at handling this word called patience lately.

I made an appointment with a piano repair man a couple of weeks ago at 10:00.  We’ll call him Bill of Bill Miller Piano Repair.  In Tulsa.  Tulsa, OK.    At 11:30 on Friday, I called Bill Miller Piano and told the lady (Bill’s wife) who answered the phone that Bill never showed up for our appointment.  “Oh, really?”  Now…this is the same lady who couldn’t figure out the calender on the computer to make my appointment in the first place. So why am I surprised by the fact that she is so surprised that Bill hasn’t shown up!?   Long story short, after I tell her, “no, I’m not going to track Bill down on his cell phone“, she has Bill call me.  Bill, Bill Miller of Bill Miller Piano Repair, tells me that he is finishing up with a job and will call me shortly and head my way.  Five….FIVE HOURS after my initial appointment time, he calls to tell me that he is on his way.  I tell him no thank you, I have better things to do than to wait around for Bill of Bill Miller Piano Repair.  Not in those exact words, but pretty darn close!

I love to fly.  It’s quicker and much more fun that driving.  At least it was until this last flying adventure to Indiana to see my daughter.  The trip up was pretty uneventful.  But the flight home was delay after delay.  I arrive at the airport at 11:30, as she has to get back to school for a meeting.  When we get to the airport, we realize that my 2:40 flight has been delayed until 3:10.  “No biggie,” I tell her.  “It’s just 30 more minutes.”  (first mistake)  At approximately 2:00, we are informed that Dallas has high winds and they are delaying all flights in and out of Dallas, due to the shut down of all but two runways.  Now we’ll be leaving at 3:25.  No problem…15 minutes more. (second mistake) Finally at 3:50, we are boarded and are pulling away from the terminal at 4:15.  But wait….Dallas has still not given us the okay, so we’ll sit here on the runway and wait until then.  Pilot says, “shouldn’t be long, maybe 25-30 minutes.”  Now, obviously me and the pilot have completely different meanings of how long length of time is.  If I was sitting at home on my couch reading a magazine, 25-30 minutes wouldn’ be long, but sitting on a cramped airplane between two complete strangers (as I didn’t get my favorite window seat) “shouldn’t be long” is not 25-30 minutes.  Finally, we’re in the air and make it to Dallas.  Woohoo.  Oh but we’re not there yet!  We land and the pilot says we are third in line to make our way to the terminal.  We taxi around the airport for 15 more minutes!  But alas, I finally step foot into DFW.  Thank goodness, I’m half-way home.  My 6:00 flight has been delayed to 7:20, which is good since it is now 6:10!  So I call Mr. and tell him I’ll be in Tulsa at 8:20. (he’s on his way to the airport, due to AA still showing my flight ontime in Tulsa!)   At 6:50 I call him and tell him to stay home until I call him from the plane as we are now delayed until 7:40.  Then it’s 8:15, 8:00…and at 7:45, they come over the intercom and tell us to hurry and board, as the pilot has to be in the air by 8:00 or he will be grounded!!  We left my daughter’s apartment at 9:45 that morning and I got home at 9:30 that night.  I could have driven it quicker!!!!

So here I am this morning waiting on the carpet installers.  They should be here between 8 and 12.  8 and 12!

Oh, and by the way, did I tell you about the piano repair man, Bill?  Bill Miller of Bill Miller Piano Repair in Tulsa, Oklahoma?

Life – With Diet Coke in Hand

Anyone who knows me, knows this is how I get through life.  It’s the first thing I open in the morning and the drink I usually take to bed with me.  I’ve been known to say I’m going to quit drinking it so much, but alas….on most days I’m still at least a six-pack-a-day drinker.

So…here I am…with my very own blog.  My daughter suggested I do it.  I don’t always do what I’m told or suggested to do.  I wouldn’t jump off the cliff just because everyone else did, as I would be too afraid to jump.  I’m happy to just wait for everyone at the bottom!

Very soon, I will be going to Indiana to watch my daughter’s dissertation defense.  She is getting her Ph.D. in Linguistics.  So I will be listening to her say words like semantics, quantifiers, syntax, and many more that she has been saying to me for the last several years…and that I still don’t understand or know the meaning of.  But that’s okay, as I will mostly likely have a diet coke in hand!